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MARINE INSURANCE

BY

WILLIAM GOW, M.A. (GLASG.)

PH.D. (HEID.); UNDERWRITER, THE MARINE INSURANCE CO., LTD., LIVERPOOL BRANCH; FORMERLY SECRETARY, UNION MARINE INSURANCE CO., LTD.; PAST CHAIRMAN, LIVERPOOL SALVAGE ASSOCIATION (MARINE)

London

MACMILLAN AND CO., LIMITED

NEW YORK: THE MACMILLAN COMPANY

CONTENTS

Literature. Index of Cases. Historical Introduction.

:

CHAPTER 1. Elementary Notions-Slip, Covering Note, Policy, Stamp Act; 2. The Policy : Part I.-Policy Forms, Common English Policy, The Heading, The Assured, Lost or Not Lost, At and From; 3. The Policy Part I. continued-Common English Policy continued, General Description of Subject Matter Insured, Duration of Risk on Goods and Ship, including Touch and Stay and Deviation Clause; 4. The Policy : Part I. continued-Common English Policy continued, Valuation; 5. Insurable Interest, Subjects of Insurance, Multiple Insurance; 6. The Policy Part II. continued-Sue and Labour Clause, Waiver Clause, Force and Effect of Policy, Consideration, Attestation; 8. Principles of Interpretation of the Policy; 9. Total Loss of Ship and of Cargo; 10. The Loss of Freight; 11. The Memorandum, F.P.A. Clause; 12. Particular Charges, Suing and Labour Expenses; 14. Insurances on Time, Time Policies; 15. Liabilities; 16. Warranties and Representations; 17. General Average.

APPENDICES-A. Specimen Slip; B. Early Policies; Ca. Covering Note on Ship; Cb. Covering Note on Cargo and Freight; D. Quotation Form; E. Tender or Abandonment; F. Full Protection Policy; G. Roles of Practice of Association of Average Adjusters, 1899; H. YorkAntwerp Rules; I. Institute Voyage Clauses, 1899; K. Institute Time Clauses, 1899; L. 1. Liverpool Slip Warranties, 2. Time Warranties usual in 1899; M. Clauses in Ordinary Use in Policies on Interest other than Hull; N. Clauses in Occasional Use in Policies on Interest of all Kinds. INDEX.

Commerce.-"The technical matters are dealt with carefully, and with as far as possible an absence of technical language, all unnecessary verbiage being excluded."

Price 2s. 6d.

MODERN

BUSINESS METHODS

BEING A GUIDE TO THE OPERATIONS INCIDENTAL TO THE TRADE OF THE UNITED KINGDOM, WITH THE CUSTOMARY DOCUMENTS AND CORRESPONDENCE

A REFERENCE BOOK FOR BUSINESS MEN AND

A TEXT-BOOK FOR COMMERCIAL STUDENTS

The Home Trade

BY

FREDK. HOOPER

SECRETARY OF THE BRADFORD CHAMBER OF COMMERCE

AND

JAMES GRAHAM

INSPECTOR FOR COMMERCIAL SUBJECTS AND MODERN LANGUAGES
TO THE WEST RIDING COUNTY COUNCIL

Third Edition, revised and enlarged

London

MACMILLAN AND CO., LIMITED

NEW YORK: THE MACMILLAN COMPANY

Commerce.- -"An interesting volume. To those engaged in purely commercial pursuits we can favourably recommend this volume for study. Particularly interesting and instructive are the chapters on mediums of exchange, banks and banking, and bills of exchange. The less ambitious duties of invoices, forwarding of goods, remitting money through the post office, etc., are all of a satisfactory character, and should be of value to the beginner in a business house."

Daily Mail.-"This handbook is the first of a series designed to initiate youngsters into the practical details of a merchant's office. It is designed either for use in a commercial school or for private work. It is admirable for either purpose. Everything is put very simply and very plainly, from the neatest style of addressing an envelope to the mysteries and pitfalls of a bill of exchange. For a boy of, say, fifteen years, who is not above acquiring the rudiments of the commercial craft he will have to practise, we can think of no more valuable introduction to his business career.

Polytechnic Magazine.-"It is without question the best book of its kind yet brought out, both in its spirit and in the method adopted, and I only wish that every young man engaged in clerical work-and a good many who, even while not earning their living by clerical work, are yet called upon to undertake it in however small a way-could have a copy placed in his hands, and could be made to master it from the first page to the last.'

"

Chamber of Commerce Journal.-"The ground covered is too great to admit of detailed notice, but from a careful perusal of the various chapters, most office work-especially that of merchants' offices-appears to be thoroughly explained in simple language. In fact, ability to pass an examination on every part of the manual would be beyond the capacity of a good many seniors. Students can, with a little application, almost dispense with other assistance than the book itself."

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Daily Telegraph.-"It is a reference book for business men, a text-book for students, and a guide to the beginner in an office or counting house concerned with home trade. A thorough acquaintance with the whole course should prove useful to the youth entering upon a business career.'

"

The Manchester Evening Student.-"This book is an admirable treatise on the Home Trade Section of the subject with which it deals, and promises well for the succeeding volume on Foreign Trade. The book cannot fail to afford much useful information as well to those who are already in business houses as to those about to commence a business career."

Publishers' Circular.-"This is a guide to the commercial methods of the United Kingdom. The value of manuals such as these can hardly be

overlooked.

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The Bazaar.-"This volume is admirably adapted for commercial schools or private study. It is as simple as it well can be, and to a boy of fifteen or sixteen years of age invaluable, for he can learn in a month or two from its pages as much as he could pick up in several years from hard, and perhaps bitter experience on the treadmill of life."

Newcastle Leader.-" Probably no better beginning could be suggested than that outlined in this useful little book on Modern Business Methods."

Education.-"This book . . . is a compendium of knowledge on a vast mass of matters relat ng to the office. The matter is well arranged and clearly set forth. The book is full of useful information."

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MODERN

BUSINESS METHODS

BEING A GUIDE TO THE OPERATIONS INCIDENTAL TO THE TRADE OF THE UNITED KINGDOM, WITH THE CUSTOMARY DOCUMENTS AND CORRESPONDENCE

A REFERENCE BOOK FOR BUSINESS MEN AND

A TEXT-BOOK FOR COMMERCIAL STUDENTS

Emport and Export Trade

BY

FREDK. HOOPER

SECRETARY OF THE BRADFORD CHAMBER OF COMMERCE

AND

JAMES GRAHAM

INSPECTOR FOR COMMERCIAL SUBJECTS AND MODERN LANGUAGES
TO THE WEST RIDING COUNTY COUNCIL

London

MACMILLAN AND CO., LIMITED

NEW YORK: THE MACMILLAN COMPANY

Daily Mail.-"Home Trade has already been dealt with by these authors, and now they have issued through Messrs. Macmillan another admirable handbook on 'Modern Business Methods,' dealing with import and export trade, and setting forth clearly and explicitly a mass of valuable instruction on such points as how to price goods for the foreign markets, bow to order, forward, ship, insure, and invoice them, and how to make arrangements regarding foreign exchange. It is, in short, an invaluable book for all commercial men, whether young or old."

Yorkshire Post.-"A manual which will help any intelligent student to deal with foreign enquiries and orders. It is much to be hoped that the work they have so carefully compiled will receive the widest possible attention from the men of business to whose interest it appeals."

Commerce." The manual aims, in fact, at being a guide to the whole of the operations connected with the export and import of every class of goods. So we find in its pages all the essential points of difference between the various kinds of invoice, for instance, used in foreign trade, with remarks anent the most convenient trade routes, hints on the law of charter-parties, and many another piece of information. Irrespective of its utility to the heads of firms, there is no doubt that in producing a work of the nature of this one, the authors have gone a very long way towards assisting the junior clerk to gain a thorough insight into the mysteries of his profession.

Manchester Guardian.—"It is a useful introduction to the methods and re. quirements of the shipping trade for aspirants to clerkships in mercantile offices. Altogether it is perhaps the most up-to-date manual for the instruction of merchants' clerks we have yet seen.'

"

Textile Mercury.-"We have the greatest pleasure in recommending it to teachers and students of a commercial course of education; to both it should prove invaluable."

THE TEACHER'S COMPANION ΤΟ MODERN BUSINESS METHODS-THE HOME TRADE. Price 2s. 6d. net.

THE BEGINNER'S GUIDE TO OFFICE WORK. Price 18.

BOOK OF FACSIMILE MODERN BUSINESS FORMS-THE HOME TRADE. Price 6d.

COMMERCIAL EDUCATION IN THE COUNTIES-WHAT IT IS: AND HOW IT MAY BE PROVIDED

In Preparation

FACSIMILE MODERN BUSINESS FORMS-IMPORT AND EXPORT TRADE

TEACHER'S COMPANION AND MODERN BUSINESS METHODS -IMPORT AND EXPORT TRADE

MODERN BUSINESS CORRESPONDENCE

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